Musings of a Career Consultant

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Wait, that’s a scam?! April 14, 2011

Filed under: Uncategorized — mkzabora @ 8:07 am
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Um, yea, it is.

If something sounds odd or misleading, don’t follow through. I’ve gotten more and more questions about lease scams than I know what to do with. Two of the most common ones are someone leasing you a home that you don’t know’s in foreclosure. The people losing the home are doing this AND sometimes it’s their neighbors. Another one is leasing a home that you know is in foreclosure but a company says you’ll be able to assume the loan for the home. While once upon a time assumable loans were popular, they are quite rare now. Please, please, please give me a call before you move yourself and worse your family into a situation like this.

Should you have any questions about anything you’ve read here, please feel free to call your favorite REALTOR, Melissa Krchnak Winking smile

 

Yea, Yea, Yea… February 18, 2011

Filed under: Uncategorized — mkzabora @ 6:39 pm
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I know you’ve been listening to every REALTOR®/Lender/neighbor that has a daughter that sold a house once and an aunt that used to do loans say that now’s a great time to buy. I get it! We’ve been harping on it for how long now?

But as my good friend and fellow radio personality, Jason Francis, so eloquently put it, the best time to buy, is when you buy. If you buy now, now’s the best time to buy. If you buy in 6 months, that’s the best time for you to buy. Want to know why? Because you  weren’t prepared 6 months ago. You didn’t have that steady income or that baby on the way (forcing you into adulthood) or you didn’t get that tax refund check. Whatever it is, it wasn’t your time. But now it could be.

NAR stats (per Inman News) show that Housing Affordability is at its highest in, wait for it, 20 years! That’s right, I was in 1st grade the last time it was this good to buy! (Oh, how I loved NKOTB – New Kids on the Block!)

Surprised? You shouldn’t be! With prices this low, interest rates still unbelievably low and the power of FHA still in existence, it’s as easy as ever (should you have good credit) for you to own a home!

If you’re even an acquaintance of mine, you’ve been listening to me for years (yes, years) say that now is an amazing time to have money. You can get so much for your dollar. Real estate is not an exception. If you’re holding out for the bottom, hang up your skepticism and jump in.

As everyone says… I’m just sayin’!